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The Importance of PCI Policy and Procedures for Payment Card Industry Compliance

By on Friday, September 3rd, 2010 | No Comments

PCI policy and procedure documentation is a highly critical component for ensuring compliance with the Payment Card Industry Data Security Standards (PCI DSS) provisions.  Many merchants, service providers and other organization requiring PCI compliance quickly realize that developing this documentation is an extremely large part of the overall assessment process.  Unfortunately, most organizations lack the time or internal resources in developing PCI policy and procedure material.  What’s more, many organizations fail to recognize that policies are needed for all other 11 PCI requirement areas and not just requirement 12, which mandates to “Maintain an Information Security Policy”.

If you read through the current PCI DSS version (1.2.1) requirements, there are many areas calling for documented PCI policies for a wide variety of I.T. resources that relating to the cardholder data environment.  Among the more notable requirements are the following:

  • Data Retention and Disposal Policy
  • Anti-Virus Policies and Procedures
  • Password Management rules
  • Firewall Policies and Procedures
  • Change Management Guidelines

This is just a small sample of a select few PCI policies that will be required for ensuring compliance with the Payment Card Industry Data Security Standards (PCI DSS) initiatives.

Requirement 12, “Maintain an Information Security Policy” is a comprehensive mandate calling for numerous policy and procedure documentation to be in place, such as the following:

  • Formal Risk Assessment and Risk Management Program
  • Security Awareness Program
  • Usage Policies for all en-user technologies and company resources
  • Incident Response Plan
  • A detailed list of Information Technology roles, responsibilities, and requirements for various personnel.

The efforts required in drafting, revising, and publishing these documents is taxing indeed, which is why many merchants, service organizations and other related parties seek out PCI policy and procedure templates from a trusted, known source.

Consultants in the payments industry are currently charging organizations high fees for developing PCI policy documentation for purposes of compliance, which is beginning to become an ominous issue for many businesses.  The solution is find a reputable vendor selling PCI policy templates you can use.


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Getting Best Value for Your Money: Price Comparison

By on Friday, September 3rd, 2010 | No Comments

Purchasing is a pleasure if you get the best value for your money. In the present period of economic downturn where manufacturing industries are competing to survive and are settling down for low profitability, providing generous price discounts and freebies to entice buyers, purchasing can be a real pleasure provided you have made enough homework before proceeding to shopping. These are the times when you too are walking on tight budget because of slowing down economy. So you need to buy at the lowest possible price without compromising on quality to conserve on your finances.

While prices of groceries and daily provisions may be easy to compare as you have to often purchase them, they do not provide you much scope for saving as their prices are less flexible. However if you change the brand you may save considerably. So here you save by brand comparison rather than price comparison.

In case of items like music systems, laptops, televisions, iPods, micro-ovens, decorative items, mobile phones and scores of other items, price comparison is a bit tough as you have to ensure quality also. So the best thing is to enquire from your friends, relatives and acquaintances regarding the price and performance of similar items they are using. You may also keep a watch on media advertisements regarding the price of the items including discounts provided, promotional offers and any freebies attached.

Next go on shopping and search for the best value of the item you require. Make a price comparison adding the value of any freebies that are offered. However useless freebies should not be considered. Sometimes two-in- one offer may give you better price value.

Price comparison can be made across the brands also if these brands are reputed. For high value items, which have the potential of giving you substantial savings, it is natural that you may search from stores to stores or even from mall to mall. But before doing that you must ensure that you really stand a chance of striking a better deal; otherwise such an adventure may become tiring as well as a waste on your time, energy and even money as you have to expend on gas also.

One of the best methods to escape all these vagaries is, to browse online. Online purchasing is gathering momentum with the passage of time because it is simple and superb. Connect Internet, browse the shopping sites, open the catalogue, search for your item and check the prices of different brands. Make a price comparison, rang up concerned stores for further enquiry if required and take an informed decision. But before final buying make sure that the store is not a scam. Find out one of your acquaintances who has purchased from that store. Also you may enquire whether the online store does have a physical store in any reachable location. Any online store, which has a retail physical presence, is likely to be genuine.

Next you may proceed to purchase from the chosen online store, after making sure about delivery charges and delivery schedule. Make payment by credit card to keep a record of payment to cope with any fraudulence later.

Online purchase therefore saves your time, energy, money and can be done from the comfort of the home without compromising on quality and price. Also do not forget to add your names on the subscribers list of the store from which you made a purchase, so that they can keep you abreast of new arrivals, discounts offered and promotional offers from time to time through your e-mail.


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Why go in for a Downloadable Book?

By on Friday, September 3rd, 2010 | No Comments

If you consider yourself a bookworm, you are going to be extremely pleased to know that thanks to the Internet, one can get easy excess to any sort of downloadable book, on any subject under the sun.  And best of all, you do not have to read for a long time, to get this book from your publisher, because you are going to get it in a downloadable book format. So now you do not have to worry about being called a bluestocking or a bookworm, because you are going to flip open your e-book reader and read the cheap eBook of your choice, wherever you want. People who have a craving for reading a large number of self help eBooks on a large number of subjects just to add to their knowledge as well as keep themselves busy, are definitely going to be quite pleased to know that you do not have to be completely techno-savvy to download a book. Even a 5-year-old kid can do that, if he knows where to go and how to get a downloadable book of his choice. So here you are, with unlimited access to all that knowledge, so what are you waiting for, go for a downloadable book right now.
But what is the downloadable book made up of? Definitely not valuable natural resources like paper, which can be printed only a number of times, and so many trees being cut down to give you a book, which you can hold in your hands. On the other hand, you can gain access to innumerable knowledge of self help eBooks bases in downloadable book form, which are in electronic format. So that means, you have about 1 million copies of your favorite cheap eBook in the market and not one single tree harmed.
A downloadable book is going to be made in an executable file, especially in HTML format which regular extremely easy for your computer reader or your e-book reader to interpret it into readable form. Once you have found the book of your choice, and downloaded that cheap eBook from the Internet, all you have to do is save it in your favorite disk drive or in the database of your e-book reader. After that, you can get access to self help eBooks, whenever you want, and whenever you have some free time to browse through your favorite cheap eBook.
A downloadable book is just like a physical hardcover book, the only difference is that you cannot hold the hardcover in your hands and flick the pages. On the other hand, these self help eBooks are going to give you all the information which you can get in the hardcover book.


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Secrets You Want to Know About Wedding Rings

By on Friday, September 3rd, 2010 | No Comments

Wedding bands are the most important ornaments when a wedding is concerned. You have to be very careful in selecting them as they have great significance in the occasion. The medium-weight flat Park Avenue 18k white gold wedding band is an excellent option for making a great option.
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rSelecting the wedding band should be done with great care, as it is an accessory connected to the life of the person wearing it in a great way. The Park Avenue flat wedding band is one of its kinds. It is made up of 14k gold. The finish of this band is top class that offers the user with an impeccable experience. The feeling of flaunting the band will surely give you a lot of confidence because of the quality it offers. The band is 5 mm wide and has a thickness of 1.5 mm.
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rThe band has a polished finish enabling it to grab most of the attention in the wedding. The ultimate comfort fit is ensured by the round and smooth inner edges of the band. The interior of the band looks like a slight done profile because of the specialty of the edges. These features help in avoiding the sharp angles and offer great comfort of wearing.
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rThere are three major choices offered in the case of materials. The choices are yellow gold, white gold and platinum. This wedding band model is crafted in the NYC Diamond District and is an evidence for the perfect artisanship. These wedding bands guarantee extremely appealing and offers long lasting high quality.
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rYou are offered with great options to make the wedding bands specials for your bellowed ones. You can go for the 18k either gold or platinum as the material. The color of the band can be yellow as well as rose. You can get these bands in two types of Jewellery boxes. The options available in the jewelry boxes are red and black.
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rAnother major feature offered for the customization or personalization is the engraving options offered. You can engrave the first names, initials, nicknames, personal messages, lyrics of the favorite songs, personal messages etc.
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rWedding ring is of great importance in any wedding and getting a unique one is the wish anyone getting married. It is one of the great eternity band options available for the ones uniting in holy matrimony. Finish of the accessory is another feature that offers the prospective buyers to customize your wedding band. Free finishing is offered for the wedding bands. The various finishing offered are hammered finish, polished, satin, sandstone and florentine.
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rThe wedding bands are offered by many companies and online stores but in most cases, genuineness lacks. An eternity band is so important that genuineness cannot be compromised under any circumstances.
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rSelecting a bezel set or a wedding ring is a personal choice to make. However, the choice must be dependent on various factors affecting the outcome of the selection. The 14k high polished wedding bands are of great demand too. The most surprising fact is the quality offered in the wedding bands. You can customize these wedding bands with ease by the various options offered for customization.


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Dentist Practice Management Economics Adviser Lloyd Irvin on His Black Belt SEO Masters System

By on Friday, September 3rd, 2010 | No Comments

In this article, dentist practice management economics adviser Lloyd Irvin (who is one of the smartest people you’ll ever meet with expertise in letting your own dental website gain the top spots in the search engines in the World Wide Web) will share to you something about his Black Belt SEO Masters System and how it can help you achieve your goals and success in your dentist practice. And this is something that we focus specifically at our dentist practice management website! The dentist practice management economics adviser will share to you your investment for his SEO (Search Engine Optimization) Masters System. And the dentist practice management economics adviser will also share to you his personal guarantee that he has for you if you avail his offer.

Here’s what the dentist practice management economics adviser will share to you about his offer:

As a dentist practice management economics adviser, I have an offer that is designed especially for you in your dentist practice…. and this is my “Black Belt SEO Masters System”. This system is made just for you in your dentist practice so that your own dentist practice website will be able to go to the top rankings in the Internet’s search engines, such as Google, Yahoo,etc., and get more traffic as well into your own website! Now what is your investment for this system that I’m offering you? Before I tell you how much your investment is, I’d like you to think about and write down the value of what, say for example, 1 good cosmetic patient is in a month in your dentist practice. Then if you have that number, you then quadruple that, and then multiply that by 12! I assure you that with my system, the amount of traffic that you’d be getting would be really priceless! And take note that this does not still include the referrals and all that stuff yet!

So as a dentist practice management economics adviser, I tell you to take action now! Everything that we’re doing is specialized knowledge that will be done for you. That’s right! We’ll do everything for you (take note that there are some companies in dentistry that are charging $20,000.00 per year yet they are doing less than 50% of what I’ll be doing for you!). It is tax deductible, and we’re only going to accommodate 1 doctor per area. As for your investment, you’ll pay $10,000.00 for the set up fee (because everything is already set up), licensing fee, initial video marketing, and search engine optimization. For the payment, you have two options: OPTION 1: you can either do 5 separate payments of $2,000.00, or, OPTION 2: you can take care of everything today and do one payment and save as much as $2,000.00! And as for the ongoing submission, link building, blogging, feeder site building, social marketing, all the Black Belt updates, the things that change everyday to update all of your sites, and also to get everything else that we’ll be doing, these would be worth an extra $1,497.00 per month.

As I have stated your investment for this offer, I will give you my personal guarantee for this system… and my personal guarantee is this: If you don’t at least triple your online dental business in the first 12 months as a direct result of what I’m going to do for you (which are our search engine optimization strategies and submissions), I will not only refund your money, but pay you $1,000.00 out of my own pocket for wasting your time! A really good investment isn’t it? So, as a dentist practice management economics adviser, I advise you to take action and take my offer now, instead of just sitting in the sideline and just waiting, hoping and saying that you couldn’t do it… and go for success in your dentist practice business!

Log on to our dentist practice management website, www.DentistProfits.com and get a free CD and Book titled, “How To Predictably Grow Your Practice 25-35% Every Year While Enjoying More Control, Time Off, And Bottom-Line Net Profits!”.


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